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I am a not a bank basher… far from it 😊 I love them

September 16, 2024

I am a not a bank basher…far from it, I love them, I get a lot of opportunity to build my client base because of them…

Due to their:

  • 1 set of policies; and
  • 1 set of products; and
  • 1 set of rates
  • 1 maximum borrowing capacity

Sure - you could go into a bank and you probably will get approved…

BUT ONLY AFTER YOU HAVE

  1. Spent 10 hours of your time researching
  2. Completed 15 DIY borrowing calculators
  3. Spent 20 minutes talking to a bank employee who is using acronyms you’ve never heard of to explain something you are very new to
  4. Pleaded with them not to decline your loan because you were unaware you still needed to make a $10 minimum monthly repayment on your credit card even when you have an outstanding balance of $30
  5. Provided a 4 page essay on your living expenses and why you spend $50 per week at Pet Pantry
  6. Provided your resting HR, your max HR and your blood pressure reading
  7. Confirmed whether you are lactose intolerant or not (Item 7 may be for coffee order, which the bank will probably look to charge back to you in some way shape or form - see ‘account keeping fees’)

AND ONLY WHEN THAT IS DEEMED OK YOU WILL

  1. Receive the loan application for you to re-complete 3 times
  2. Be told you will hear back in 2 days when in fact it’s 6 days
  3. Be told your loan contracts will be digital for them to in fact be paper
  4. Return the documents to the correct address, to be told they have gone missing
  5. Finally get to settlement to find out your offset account isn’t connected…

OR

We could just handle that all for you, helping you in a fraction of the time using LMG market leading tech, Illion bank statements collection, Quickli to compare about 30 lending options in 30 mins to ensure you're getting the right outcome for you!

That is what we do, all day, everyday!