Make your journey to Home ownership
anxietXy free

See what you can borrow
See what you can borrow

$600,000

$480,000

loan @

6.14%

p.a. 30yr term monthly repayments are

$2,921.19

the approximate household income required is

$100,000

$1,200,000 loan @ 6.14% p.a. 30yr term monthly repayments are $7,302.97, the approximate household income required is $230,000

The above calculations are based on the assumption of no other debts or liabilities, including HECS, no dependants, satisfactory credit history, 30-year loan term, principal and interest repayments, 80% LVR, 6.14% p.a owner-occupied variable interest rate, no outside HEM expenses, PAYG income.

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you get in touch with us before taking out a loan so that we can provide you with advice that is tailored to your situation.

How We can Help

Do you have FOMO because you’re not sure you can get a loan? Many people come to FOMO nervous about their ability to get a loan. These are the people we love to help. Many other brokers just want to tick boxes, but we love a challenge. With microscopic-like precision, we examine every option and combination of factors that can get you into the market.

Do you have FOMO because you’ve found the house, but not the loan yet? Action station is our preferred station. We love to work under pressure as it reminds us of our University days when we stayed up all night perfecting our assignments over cups of two minute noodles. So if you’ve unexpectedly found your perfect home without your finances in perfect order, it’s FOMO to the rescue! We make it easy for you to get all the paperwork together and find the loan that suits you.

Do you have FOMO because you’re nervous about juggling buying and selling? It takes expert planning and timing to make the perfect transition from your current house to a new home. Lucky for you, the FOMO team has done it thousands of times. We have the expertise on hand to reduce your anxiety and get a great result. It’s like playing chess — you need a good opening, a great middle game and then a killer finish. Working with a team who have experience is key, and at FOMO, have the right stuff for making a smooth move.

"We were able to fix our rates before the recent hike. If he hadn’t kept in touch we wouldn’t have been in this fortunate position."

Aydan
July 2024

"We were able to fix our rates before the recent hike. If he hadn’t kept in touch we wouldn’t have been in this fortunate position."

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"Genuinely thoughtful professional who is easy to talk to, easy to quickly build trust with and critical to have in your corner."

Leisa
August 4, 2024

"I used FOMO for the third time recently to re-finance and they saved me $10,000 by locking in a great deal before rates started rising."

Andrew
August 4, 2024

"Dylan provides excellent advice. It's relatable and put in simple terms. He cares for his clients and works hard to reach the best outcome in what can be a difficult home loan market."

Tom
July 7, 2024

"We were able to fix our rates before the recent hike. If Dylan hadn’t kept in touch we wouldn’t have been in this fortunate position."

Aydan
July 7, 2024

Efficient

Ethical

First Home

Medico

Self Employed

Lenders we trust

ING
Macquarie
UBank
Bank Australia
Bank Australia
Beyond Bank
Great Southern Bank
Bank First
Great Southern Bank
Beyond Bank
Bank Australia
Westpac
Westpac
ANZ
NAB
CBA
Bank West
ANZ
CBA
Macquarie

At FOMO, we’re all about the background checks and we only recommend lenders we trust. Of course, there’s no one size fits all lender, so we’ve found the best in class for our many and varied clients. The key to your best home loan is finding the right fit for you!

For a full list of all our lending partners, click here.

Unlike those so-called “experts” on MAFS, you can rely on us to thoroughly complete the due diligence for you (I mean really — what are those guys thinking? Don’t get us started!).

Fomo in the news

We read the finance pages so you don’t have to. Our team digests the financial news and then translates it into English so you can get back to the crosswords.

I am a not a bank basher… far from it 😊 I love them

Unlocking equity: Cracking open the property piggy 🐷 bank

The $5,000 coffee bill 💸 How much would you spend?

Skill x Care x Fun x Dedication + Mind 🧠 Reading = Jenn

It’s great when employees 🤝 become your friends!

Ready to get started 🏠?

It’s time to conquer your Formaphobia. Use these three questions as a gentle form of exposure therapy.

WEll
Done!


You’re on your way to an anxiety free home ownership journey (or an anxiety minimised experience at the very least).  One of our team will email you soon.


And don’t worry — we won’t call you unless you request it. We hate people calling out of the blue too!

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